Travel Savings Tips & Tricks

Dear Friends,

I am sharing this with you in hopes that you may find a thing or two that will be to your benefit. Again, I do not profess that my way of doing things will work for you, is the best way, and certainly not the only way. However, I have found what has worked for us. You must choose your own path and do what works best for you. “Be bold enough to choose your own path and strong enough to follow it.” So what do you do if you retire early, only receive 45% of your expected retirement? You are constantly looking for ways to generate income, cut corners and still do exactly what you want on your bucket list.

With hopes and wishes for your future, Jamie and Eugene

How To Get Free Cruises:

Dear Friends,

This section is repeated in the cruise section, but to make it easier to find, I added it in this section also. Our favorite way to travel is cruising. We are loyal to Royal Caribbean. They have been very generous with us by awarding us free cruises (well almost free), free alcohol, photos and gifts. Consequently, we feel they deserve our business. First question I always get is “How do your get free cruises?” First, they are not totally free. You always must pay port fees and taxes. Generally, that is between $300-$450, for a balcony 7 day cruise. So how to get a free cruise? Basically there are two ways. Either as a frequent cruiser, more points (days you cruise) the higher the level you get, the more benefits. However, this takes a lot of cruising, money and time. The other way is through the casino. PLEASE UNDERSTAND: Royal is gradually changing the point system, so check with the casino, and look at the point chart to see how many points you need to get free cruises. Royal Caribbean casino has the Club Royale. It is a point system for free cruises. If you accumulate 2000 points on a single cruise, you receive an offer for a free interior state room on select cruises. 4000 points gives you a free balcony. The more points, the higher the stateroom offer. I recommend that first time cruisers just try to get to the 2000 points. Depending on when you acquire the points, as to when you get the offer. Sometimes I have gotten 2000 points of the first night and had the offer in my state room on the third night of the cruise. Most of the time, you get it in email or mail. Once you start to receive offers, they will continue to come in. The object is to start getting offers. How to get points? The fastest way to get points is through the slot machines. Every passenger gets some free play on the ship (usually $5-$15). Go into the casino with your room key, that is your players club card. I recommend that only one person in your stateroom works toward the 2000 points. (Unless you do not plan on traveling together on next cruise). If you both want to gamble toward a common goal, ask the host for a companion card, then you can have 2 people working toward the 2000 points. You will either insert or tap your players card green, depending on the ship. Then, the first time you log in, your log in code is you birth month and date: example- Jan. 10 is 0110. Then it will prompt you to create your own code. This will be your code for the rest of the cruise. DON’T FORGET your 4 digit code. It will prompt you to use your free play. You will accumulate points as you play. Table games gives you points, but they do not accumulate as quickly as slots. The object is to get to Prime status, which is the first level of “high roller status. There are several levels of “high roller status” with various benefits. On Royal, Prime… then Signature.. then Masters. Acquiring Prime, immediately gives you unlimited alcohol in the casino (one drink at a time), one free 7 day cruise anywhere in the world and other cruise offers. Signature gives you free internet, plus Prime benefits… Masters additional benefits. Each cruise line has different programs they offer. Often I am asked, how much money do you have to loose to get free cruises? I depends on how lucky you are. The most I’ve personally helped anyone become PRIME status I have lost is $1800, the least, $600. But again, if you get lucky, you can recycle your winnings, until you reach Prime. The points save virtually, and can be used for free play and they are saved from one cruise to the next within the same year from April 1 to April 1. The way I look at it, it is investing… even if you lose $2000, your next two cruises are free…. then it is a win win! It only is beneficial if you can cruise a couple times per year. Good luck!

Then, I reactivate my account and put the money back in. Do it over and over again. I am not playing to win necessarily, (But if I do, hoorah! ), but to get points, to get free cruises. The Prime status lasts from the remaining of the current year until April of the following year, so if you get it in say March of ’23, you are good until April of ’24.

Jamie & Eugene

Driving for UBER & LYFT

Dear Friends,

We found that one was to make extra money was to work part time. It had to be a job that would allow us a very flexible schedule to travel and still generate some income or what we call our “fun money”. We settled on driving for Uber and Lyft. It is a fun job. We meet so many interesting people. We get the opportunity to learn about other cultures, where to travel and what to see. Often when the ride is over, we feel like friends. We share information, have a few laughs and sometimes are their private tour guides. Driving Uber and Lyft not only gives us extra cash, it also allows us to network. Since we live in Cocoa Beach/Cape Canveral area, we meet so many vacationers and snow birds. Often these people become repeat customers. We try to inspire and encourage others by sharing our outlook and positive attitude on life. It rarely is just a ride from point A to point B, when Eugene or I are driving. With each new passenger, it is an opportunity to make someone smile. You never know, you may be the only kind person that individual meets in that particular day. Maybe you can make a difference. If you have any questions about driving for Uber or Lyft, please post on my blog. If you message me, I can send you a referral code that gets you a bonus. We drive for both Uber and Lyft to maximize the opportunity for making money.. This may or may not be for you, but it works for us. We only work, when we want to and how much we want to. Such freedom! I hope you found this information helpful. If you have any questions feel free to email me at livingeveryday4us@gmail.com. Though my husband and I, both have college degrees and likely could do most anything within our fields, we found driving is both enjoyable and generates our extra needed income. “There are three ways to ultimate success: The first way is to be kind. The second way is to be kind. The third way is to be kind.” _{Mr. Rogers}

With warm thoughts, Jamie and Eugene

Air BnB Our Home

Dear Friends,

The pictures above are of my home. You would be surprised to see how much extra income you can generate by transforming your home into an Airbnb. Again, this may not be for you, but it has permitted us to pay our bills by renting our home to families, who otherwise may not get to enjoy the beautiful weather of Florida. Our location is good, but not stellar. We are not on the beach or near the amusement parks. However, we are in a quiet, safe neighborhood about 20 minutes from Kennedy Space Center, Cocoa Beach and the cruise terminals, in Cape Canaveral. We cater to families. We do not allow smoking, drugs or parties in our home. We have 4 bedrooms set up for as many as 12 people. We have a heated private pool, a hot tub, and a secluded back yard. When you enter our home, it is just like stepping foot into a friend or relative’s home. We expect our guests to treat our home like it was their grandmothers, with respect. It is so much more of a cost effective way to stay, if you are a larger family. When the better hotels in the area average $300, a group of even 8 would be saving a great deal of money. If you are interested in my home, look at more photos and description on Airbnb through my custom link is: https://www.airbnb.com/h/funforeveryone. If your dates are available,( even if not, I might have them blocked for my own use and can change plans). Message or text me, 330-207-7353. I may be able to work a better price, for a friend. If you are interested in becoming a host, please feel free to contact me, and I will gladly share a bonus code and try to answer any questions. My email is : livingeveryday4us@gmail.com. Feel free to send a private email, if you wish. After all, we are friends, friends help one another out. “There is no delight in owning anything unshared.”_Seneca

Sincerely, Jamie and Eugene.

Utilizing Technology

Dearest Friends,

Though many of you, my age (yes old) may think technology is the enemy. Through countless hours of trial and error, I have found unique ways to generate money. My goal is to utilize apps on my phone to pay for Christmas each year, to save money on travel, gas and individual purchases. Believe it or not it is possible. Here is how I do it. I downloaded several apps on my phone for shopping and for scanning in receipts that eventually lead me to gift cards or cash. It is really easy to do, though some tend to give me a more difficult time than others. The first is Rakuten. It is a shopping app. One way to generate money is to refer friends. You are my friend, if you download and use the app both you and I will get $$$. Its a win-win. My link is http://www.rakuten.com/r/LIVING4964 I use this app to link to other apps that I shop with such as Expedia, Booking.com and Amazon. I am not buying anything extra, but duplicating my rewards. For example, I get Expedia rewards, then link Rakuten and get rewards from them too. It all adds up to extra $$. Other apps I use as mentioned above are travel apps. I compare Booking.com, Expedia, Edreams, Travelocity, and Hotels.com to see which site offers the best deals. Remember when searching for the best deals on hotels and flights, use incognito in your search engine. It will increase your chances in getting a better deal. Another set of apps I use are receipt apps. This is great because you can scan in your receipts and get either cash or gift cards. These include COINOUT, to link go to https://coinout.com/referrals/new?r=CFWPQPH COINOUT offers connections to Amazon and Walmart and other apps which gives you coins (cash) for just scanning in receipts. It also links you to investment apps. I also scan in the same receipts in an app called FETCH. It credits you in gift cards. Download the FETCH app and put in referral code KPMR7 and we both get bonuses. In addition to COINOUT and FETCH, I also use Receipt Hog app. Scanning in the same receipts to maximize income. If you download Receipt Hog and use the code hot3571, we both get bonus points. Another app I use, is GetUpside. It started as a gas app, but now expanded to restaurants and stores. You simple get gas or shop at the designated places and get rebate $$. I just started on this app in January, and I am up to over $100. I save all my benefits from these apps until November and cash them in for Christmas presents. Again I have a referral code so we both get benefits. My code to Getupside is K3YN3X . I also use Shopkicker, but not as much as the others because I really do not like to go into stores. If you work in a store or like to shop. This a good app for you. My bonus referral code for this app is EASY518383. Again, we both win-win when you link with my code. These apps help pay for gifts for family and friends without breaking the bank. I am sure there are other apps out there with the same benefits. if you would like to share, please post, I will share your links. It is all about sharing. “Share the wealth. Be generous with your joy. Give away what you want most. Be generous with your insights and delights.” _{Pema Chodron}

Two other apps I use are not generating gift cards or money, but bit coin. It doesnt cost anything and right now its not worth anything YET. I use Bee.com. My referral code is eugene68. Again, if you sign up, we both get credit. I also use Pi Network for Bitcom. I can send you a link if you email me at livingeveryday4us@gmail.com. I don’t think its worth anything right now, but maybe in the future. Who knows?

Wishing you good luck, Jamie and Eugene

Traveling Apps

Dear Friends,

During our road trips across the United States we discovered some really cool apps somewhere free summer minimal charge that active as her personal travel guide we have a portable Bluetooth speaker that we put on the dash of the car and listen to our tour guide wherever we go one of the apps we use with TravelStorys it is free and we use it through New England. We did the mansion tour which told about Jay Leno‘s house and how he acquired it, we saw the Kennedy house and talked about Taylor Swift and the young Kennedy getting caught during the winter time when the house was supposed to be closed up we heard about the different mansions and how they changed hands over the years it was really interesting we also did the lighthouse tour we did the freedom walk in Boston we did Boston scariest places told about where Jack the Ripper was and many other criminals in Boston we did the haunted tour in Savannah, Georgia.

While we’re in Hawaii, I paid for a travel app that covered all of the islands in Hawaii at one cost for a year. We had 21 days worth of narration and private tour guide. It was connected to the satellite system, so wherever were it would provide narration and guidance. We became so familiar with the guide’s voice, we named him George. My husband‘s aunts, went with us to Hawaii and really seem to enjoy their vacation. However after a while, I became annoyed with George because my husband like listening to him better than me. I felt like he was cheating on me! Below are some of the apps that we use we are also going to use several tour apps in Europe the people have been referred to me. Hopefully, after reading this others will share what they use.

As mentioned above, I also use different travel apps for booking flights, hotels, tours… I always try to call the property and see if they can offer a better deal than on line. Sometimes it works, like in the example of the Polynesian Culture Center. Sometimes, it is better to get discounts provided through travel apps. Listed below are the apps I am currently using for booking travel and touring.

More ways to generate fund: Class Action Law Suits and Rebates

Dearest Friends,

I originally started this process because of my mother, as you recall, she looks forward to getting mail. She is on a fixed income and sometimes runs a little short. Every little bit helps. I once read a book, “How to Win and Get Things for Free”. Though it is not in publication any more, I still recall some details. There is a lot of money out there just waiting to be sent. If you Google, “Class Action Lawsuits and Rebates” you will see that there are many “no proof” lawsuits that can generate funds. Most are for small amounts of money, but for my Mom, it is mail. Most of the time it is $5 to $25. However, there are a number of telemarketing companies getting sued. All you do is put your phone number and if you are a victim of this telemarketing call, it will confirm with just your number. Then you just apply. I usually try everyone in my family. One instance, my husband, and my two sons got checks for over $400. Credit card companies and banks are getting sued for not keeping your information private. My son got a check for $750 and my husband received $977 from another credit card class action suit. So many lawsuits do not require proof, so anyone who “thinks they might be a victim of this situation” may apply. Recently, McCormick pepper and spices were sued for not filling their containers to the promised amount. Cherrios were sued for not disclosing proper content. Walmart was sued for false advertising. Each required no proof, so if you applied, you got money. It just takes a little time and effort. For my Mom, it is the thrill of getting mail and perhaps a little surprise. Maybe making her day a little brighter. “In every day, there are 1,440 minutes. That means we have1,440 daily opportunities to make an impact.” _{Les Brown} You will not likely get rich, but every little bit helps.

I hope this finds you well. Jamie and Eugene